Buying your new home is a serious venture and selecting your real estate professional is one of the most important decisions that you'll make. After all, a home is often both the largest and the most emotional investment that most people will face in their lifetime. It is helpful to do your homework, research the market and work the numbers but you don't have to know everything; I will be here to help you through every step of the process.
In a market like Steamboat, where inventory is often limited, it's crucial to know what is most important to you. While working as your Real Estate Agent, I will work closely with you to help you clarify what your dream purchase looks like. Knowing what features are needed can help narrow down your home options and make the decision easier when it comes to making an offer. Start by creating a checklist of those needs and the reasons why those features are important to you and your family. Use this checklist as a guide and consider taking it with you when you go to look at houses. After seeing several houses in one day, these lists can help you to remember what you've seen and liked, or not liked.
Real estate markets change drastically and frequently. It's important to know whether it's a buyer's market or a seller's market. It's important to know which neighborhoods have excess or limited inventory. It's important to know the accurate valuations of different sized properties. The list goes on and on. Unless you make real estate your profession, this can seem daunting; this is where I will add significant value. I am constantly analyzing the market trends to ensure my clients are getting the best value possible.
While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. Pre-approval will also ensure that you are only looking at homes within your budget. With pre-approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender. This way, assuming the home that you’re interested in is at or under the amount you are pre-qualified for, the seller knows immediately that you are a serious buyer for that property. This can make all the difference in a competitive bidding situation.
Choosing the right real estate agent is important; after all, you might spend the next six months working together. You want someone with strong credentials, who is trustworthy and who genuinely understands what you are looking for in a home. But how do you choose? Ultimately, you can expect your agent to guide and assist you through this home-buying adventure.
Now for the fun part: house hunting! As your trusted Real Estate Agent I will arrange showings and attend open houses that are in your target area and price range. When comparing homes, we will work together as a team and make sure to look at all aspects of the properties. How old are the homes? Have they been renovated? What are the neighborhoods like? What is included in the price? What are the utility costs? How long have each of the homes been on the market?
Once you find "the one", the next step is to make an offer on the property. Some things to consider when deciding on the best price point are:
We will also give you information on other properties in the neighborhood to ensure you make an informed decision when it comes to price. Look to your agent to explain and guide you through the offer process.
You're now in the "home" stretch! You'll sign all of the appropriate paperwork, transfer funds to the seller and get the keys to your new home.
Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and PMI. Add your location for more accurate estimates.
Whether you are looking to buy or sell in Steamboat, she hopes that you will allow her to work for you. Contact her now!
