As the year winds down and the snow starts to settle on Mount Werner, many people enter a season of reflection. If real estate is part of your 2026 plans—whether you’re thinking about moving, investing, or changing lifestyles—don’t wait until January to begin the process. The smartest transitions start with preparation, and there’s no better time than right now to get clear and get ready.
1. The Holidays Spark Self-Reflection
As you cozy up for winter and spend more time at home, it's natural to assess what’s working—and what’s not. Is your home too big? Too small? Are you craving a lifestyle change that better aligns with your goals or stage of life?
2. Sellers Should Think 90 Days Ahead
If your plan is to list in early 2026, that process actually begins now. Great photography, pre-listing repairs, staging, and marketing take time. Getting your strategy lined up before the holidays ensures you're ready for that early spring buyer wave.
3. Buyers Who Plan Early Win Big
The most successful buyers are the ones who’ve already met with a lender, know their top criteria, and have a game plan for jumping on the right property. If interest rates shift or new listings hit the market in January, you’ll be poised to act.
Each path has unique timing, financing, and strategy considerations. Here’s how to get a head start:
Make a list of what your current home lacks (space, layout, location, etc.).
Explore neighborhoods that align with your long-term goals.
Look into bridge loans or contingent purchase options if you’re buying before selling.
Consider the lifestyle perks: lower maintenance, lower costs, and more freedom.
Start decluttering now—it helps emotionally and practically.
Evaluate options like townhomes, condos, or lock-and-leave properties ideal for travel.
Research potential winter rental income and property management options.
Understand 1031 exchanges, HELOCs, or vacation home loans.
Connect with a local expert to learn what performs best in the Steamboat rental market.
Big moves aren’t made overnight. They’re crafted with intention, research, and guidance. By planning now—before the rush of January—you’re setting yourself up for less stress, more control, and better results.
📞 Curious what your next chapter might look like? Let’s connect before the holidays and build a smart, step-by-step plan that puts your 2026 goals in motion today.
Whether you are looking to buy or sell in Steamboat, she hopes that you will allow her to work for you. Contact her now!
